Final expense insurance for Arizona seniors
Simple, affordable life insurance that helps cover funeral costs, medical bills, and other expenses, so your loved ones aren't left with the bill. Friendly, local help from an independent agent.
No obligation. No pressure. Serving the Phoenix area and all of Arizona.
Features depend on the plan and carrier.
The basics
Final expense insurance (sometimes called burial insurance) is a type of whole life insurance with a smaller benefit amount, designed to help pay for the costs that come at the end of life. These can include a funeral or cremation, a headstone, outstanding medical bills, or other debts.
When the time comes, the benefit is paid to the person you choose, usually a spouse or adult child, so they can focus on family instead of finances.
Coverage options
Coverage is typically fixed premiums that never go up, benefits that never decrease, and is often available without a medical exam, depending on the plan and carrier.
A smaller whole life policy meant to cover funeral and end-of-life costs, so your family isn't burdened.
Permanent life insurance that stays in place for your entire life, for those who want to leave more behind.
Plan features, eligibility, and availability vary by carrier and state.
Simple process
Call us or fill out the short quote form. It takes just a few minutes.
We shop top-rated carriers and explain your choices in plain language.
Pick the plan that fits your budget. We help with the application from start to finish.
Why it matters
An agent who works for one company can only offer that company's plans. As an independent agency, Schwab Senior Benefit Services works with several top-rated carriers, so we can compare options and help you find coverage that fits your health, your budget, and your goals.
We're based right here in the Phoenix area.
Questions
Often, no. Many final expense plans ask a few health questions instead of requiring an exam or blood work. Whether an exam is needed depends on the plan and carrier.
With many final expense and whole life plans, your premium is fixed for life and will not increase, and your benefit will not decrease. We'll confirm the details of any plan before you apply.
Final expense plans are generally designed for adults roughly 50 to 85. Eligible ages and coverage amounts vary by carrier and state.
Adult children often help a parent find coverage. The person being insured needs to take part in the application and agree to the policy. We're happy to talk with the whole family.
No. Quotes are free and there's no obligation to buy.
Free quote
Fill out the form and we'll call you at the time that works best. Prefer to talk now?
Call 602-759-0517